ndbhatt
09-09 12:43 PM
My 2 cents.
From what I have read and learned from my experience, the dwelling (house/condo/apt, etc) prices are sensible and affordable (read payable) if it is between 2-3 times household annual income. I think this applies universaly with few exceptions.
Average household (family) income in India metro cities is around 6-7 INR lacs. For folks working in IT, it would be 'X' % more depending on his/her work. Let's take liberal amount of 12 lacs p.a.
This means that buying a property for price over INR 36 lacs would carry significant risk of defaulting. I have heard many of my friends give me argument that our income will grow significantly over years and should be able to manage higher loan amounts.
I am really aghast at the rate at which NRI's are investing in India. I can speak to Mumbai, where there are thousands of NRI bought properties that are vacant for years and there is no justifiable ROI. Having realised that there is no ROI due to resale or renting, sooner or later they will start pulling out their hard earned money. I wouldn't be surprised to see many foreclosures, in years to come, and RBI may have to bail out ICICI, IDBI, etc - a scenario similar to Fannie Mae and Freddie Mac.
I have thumb rule for myself - Don't buy property which is 3 times more than current annual income.
P.S. This isn't applicable for folks who have inherited a fortune. :D
From what I have read and learned from my experience, the dwelling (house/condo/apt, etc) prices are sensible and affordable (read payable) if it is between 2-3 times household annual income. I think this applies universaly with few exceptions.
Average household (family) income in India metro cities is around 6-7 INR lacs. For folks working in IT, it would be 'X' % more depending on his/her work. Let's take liberal amount of 12 lacs p.a.
This means that buying a property for price over INR 36 lacs would carry significant risk of defaulting. I have heard many of my friends give me argument that our income will grow significantly over years and should be able to manage higher loan amounts.
I am really aghast at the rate at which NRI's are investing in India. I can speak to Mumbai, where there are thousands of NRI bought properties that are vacant for years and there is no justifiable ROI. Having realised that there is no ROI due to resale or renting, sooner or later they will start pulling out their hard earned money. I wouldn't be surprised to see many foreclosures, in years to come, and RBI may have to bail out ICICI, IDBI, etc - a scenario similar to Fannie Mae and Freddie Mac.
I have thumb rule for myself - Don't buy property which is 3 times more than current annual income.
P.S. This isn't applicable for folks who have inherited a fortune. :D
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ImmiLosers
12-23 06:38 PM
I have recently contacted CIS Ombudsman (3-4 Months ago) regarding my I-485 application.
My lawyer is perpetually suggesting it may jeopardize the case.
Is it true? and Why?
My lawyer is perpetually suggesting it may jeopardize the case.
Is it true? and Why?
BRK
05-05 02:47 PM
Good job!
I was able to call few too and left messages for each.
Hopefully some kind of progress and approval is achieved.
I will call the remaining senators on the list in the next few days.
I was able to call few too and left messages for each.
Hopefully some kind of progress and approval is achieved.
I will call the remaining senators on the list in the next few days.
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Green.Tech
05-26 04:37 PM
Another bump!
more...
django.stone
03-05 11:51 AM
My case does not have a LUD.
singhsa3
09-11 03:43 PM
Dear Freinds,
USCIS has proven again that they cannot calculate or count. Don't you think they should be presented with this calculator to help them calculate.
http://www.amazon.com/REALLY-CALCULATOR-AUTO-OFF-RUBBER-KEYPAD/dp/B000QOJYWA/ref=pd_bbs_1?ie=UTF8&s=office-products&qid=1221162014&sr=8-1
Note the above does not have an option to add a message so and alternative could be
http://www.amazon.com/Brighter-Child-Math-Preschool-Workbooks/dp/076967609X/ref=sr_1_2?ie=UTF8&s=books&qid=1221181573&sr=1-2
Also DOS has a knack for turning back the clock, don't you think they are in need of this clock.
http://www.amazon.com/American-Science-Surplus-BACKWARDS-RUNNING/dp/B000KDYQFM
What is your opinion?
Note: This thread is to solicit you opinions on what steps could be taken by us as a community to bring more transparency and fairness in the USCIS system.
USCIS has proven again that they cannot calculate or count. Don't you think they should be presented with this calculator to help them calculate.
http://www.amazon.com/REALLY-CALCULATOR-AUTO-OFF-RUBBER-KEYPAD/dp/B000QOJYWA/ref=pd_bbs_1?ie=UTF8&s=office-products&qid=1221162014&sr=8-1
Note the above does not have an option to add a message so and alternative could be
http://www.amazon.com/Brighter-Child-Math-Preschool-Workbooks/dp/076967609X/ref=sr_1_2?ie=UTF8&s=books&qid=1221181573&sr=1-2
Also DOS has a knack for turning back the clock, don't you think they are in need of this clock.
http://www.amazon.com/American-Science-Surplus-BACKWARDS-RUNNING/dp/B000KDYQFM
What is your opinion?
Note: This thread is to solicit you opinions on what steps could be taken by us as a community to bring more transparency and fairness in the USCIS system.
more...
black_logs
03-09 12:40 PM
Yeah that's the million dollar question, schedule A workers allready have 50K qouta, but that kicks off only after the regular EB3 numbers becomes unavailable, so they first use the regular EB3 number. Now they might have kept the status qou on that rule(first use regular EB-3 quota) and then instead of giving a fixed 50K quota they may use as many numbers after that. So basically what I'm saying is for non schedule A workers this amendment may not mean any thing.
It's a pessimistic view, but that's how immigration system have been in past 3-4 years.
Guys a little confused.
How does removing the cap from Schedule A, benefit the rest of us?
It's a pessimistic view, but that's how immigration system have been in past 3-4 years.
Guys a little confused.
How does removing the cap from Schedule A, benefit the rest of us?
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ragz4u
03-16 10:38 AM
http://immigrationvoice.org/forum/showthread.php?t=333
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hemkant
09-11 01:50 PM
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thomachan72
04-10 12:53 PM
min contribution required is $25 per month
Hi Pappu,
I just joined the 12 mth subscription of $25. Please enroll me into the donor forum. Thanks
Hi Pappu,
I just joined the 12 mth subscription of $25. Please enroll me into the donor forum. Thanks
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WeShallOvercome
07-20 02:32 PM
Best thing would be to apply for EAD/AP about 6 months from now because bulk of the new workload will be concentrated in June, July and August filings and it might take 5-6 months for all of them to get EADs. same thing when time comes for renewals.
If someone applies EAD/AP 6 months from now, chances are he/she will be able to avoid the crowd and get it in 3 months.
It''s like leaving at 5PM and spending 3 hours in traffic
OR
leaving at 8 and spending 30 minutes
makes sense?
If someone applies EAD/AP 6 months from now, chances are he/she will be able to avoid the crowd and get it in 3 months.
It''s like leaving at 5PM and spending 3 hours in traffic
OR
leaving at 8 and spending 30 minutes
makes sense?
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chanduv23
07-06 04:13 PM
This is confusing - so what about AOS cases? For AOS we definitely cannot do appointment scheduling ...
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nk2006
10-24 03:05 PM
Seems like there are more such cases - there is a news item on this topic yesterday on www.immigration-law.com with the title "10/23/2008: Increasing Customer Reports of Denial of AC-21 Ported I-485 Applications Without NOID by USCIS Upon Petitioner's Withdrawal of Approved I-140 Petitions"
Seems like they too dont know whether its related to untrained USCIS staff's mistake or some other issue.
Seems like they too dont know whether its related to untrained USCIS staff's mistake or some other issue.
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learning01
04-25 05:33 PM
Employer-> Job -> No candidates -> H1 visa -> H1 candiate
OR
H1 candidate -> H1 visa -> Employer -> Job -> No Candidate
You are turning the basic premise upside down. H1B transfer becomes a reality.
Rather, you should ask, employee-petitioned H1 transfer in adition to Employer-petitioned H1 transfer. What say you?
Ans 1) Fairness...H1-B transfer becomes a reality...One can look for better Job oppurtunities...otherwise why even allow H1-B transfer when there are hidden GC related problems.
Ans 2) It should be applied to new AOS applications only.
OR
H1 candidate -> H1 visa -> Employer -> Job -> No Candidate
You are turning the basic premise upside down. H1B transfer becomes a reality.
Rather, you should ask, employee-petitioned H1 transfer in adition to Employer-petitioned H1 transfer. What say you?
Ans 1) Fairness...H1-B transfer becomes a reality...One can look for better Job oppurtunities...otherwise why even allow H1-B transfer when there are hidden GC related problems.
Ans 2) It should be applied to new AOS applications only.
more...
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vinabath
05-01 02:33 PM
We pay tons of fees to USCIS
The fee we pay is very less compare to what we pay to Attorneys. And USCIS cannot drastically increase fees. And we are stuck. That is the reality.
I think we should cut a check of same amount what we pay to attorneys.
The fee we pay is very less compare to what we pay to Attorneys. And USCIS cannot drastically increase fees. And we are stuck. That is the reality.
I think we should cut a check of same amount what we pay to attorneys.
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santb1975
05-27 03:50 PM
Just login to paypal directly and send in your contribution to donations@immigrationvoice.org. This info. is provided on the firts post of this thread as well. We had a member last week who setup recurring 20$ contributions through paypal
If I may suggest it may help our funding drive if we allow smaller contributions. (20$ or 10$) both recurring and one time.
I know at least a couple of people who would do a 20$ 2-3 times a year but won't do a $50. Anecdotal but may hold true for a lot more people.
-dslamba
If I may suggest it may help our funding drive if we allow smaller contributions. (20$ or 10$) both recurring and one time.
I know at least a couple of people who would do a 20$ 2-3 times a year but won't do a $50. Anecdotal but may hold true for a lot more people.
-dslamba
more...
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santb1975
05-29 09:42 PM
^^^
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santb1975
05-22 06:13 PM
That is our second contribution for the day
I have made a one time contribution of $100.
Receipt ID: 97J49355KG857603M
Thanks
I have made a one time contribution of $100.
Receipt ID: 97J49355KG857603M
Thanks
hairstyles Posted on September 20, 2010
Caliber
03-04 12:25 PM
do have your 140 approved?
My case is also with TSC with 140 approved and there is absolutely no change in the message. There is not even a soft LUD in any of our cases.
My case is also with TSC with 140 approved and there is absolutely no change in the message. There is not even a soft LUD in any of our cases.
sanju
04-30 04:17 PM
Do I have legal broadcasting rights of uploading this for public viewing?
Rather, is it legal to do this?
if not i can send it to your gmail...
This is a public meeting of lawmakers paid for by the taxpayers. If you like, you could upload the video on YouTube without hesitation. There is no copyright violation in posting the Judiciary subcommittee hearing video.
Rather, is it legal to do this?
if not i can send it to your gmail...
This is a public meeting of lawmakers paid for by the taxpayers. If you like, you could upload the video on YouTube without hesitation. There is no copyright violation in posting the Judiciary subcommittee hearing video.
indyanguy
08-13 04:51 PM
I believe everyone is thinking in the same direction... but if and only if we're able to come out of the blackhole called I-140.
Well, you don't need to wait for I-140 to come out of the blackhole if you are dumping the old case and starting a new EB2 case. According to my lawyer, new EB2 140s are getting processed at a much higher rate than those EB3 140s that were filed July 07.
Well, you don't need to wait for I-140 to come out of the blackhole if you are dumping the old case and starting a new EB2 case. According to my lawyer, new EB2 140s are getting processed at a much higher rate than those EB3 140s that were filed July 07.
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